Membership built for independence
More support. More control. No ownership tradeoff.
No Buy-Ins
Join with zero upfront investment.
Transparent $1,000/Month
A simple flat fee with no scaling costs or surprises.
No Exit Fees
A simple 90-day termination policy with no exit fees.
100% Commissions
For direct carrier appointments that roll up under CLI agreements.
No Buy-Out Fee
No fee to retain what you built, should you leave.
90-Day Notice
Either party may end the agreement with 90 calendar days' written notice.
No Restrictive Covenant
No restrictive covenant upon departure.
Network Comparison
Keep What You Build vs. Other Networks
Keep more of the earnings. Keep ownership of the agency. Gain more resources to build what comes next.
Compensation comparison
Swipe to see the full comparison
| Category | CLI Select Agencies | Other Networks |
|---|---|---|
| Direct Carrier Commissions | 100% (paid directly to agency by carrier) | 70–90% (90% after exceeding qualifying premium) |
| Shared Market Access Commissions | 90% (CLI Select retains 10% for administration) | 70–90% (standard company split applies, master-code business) |
| Direct Carrier Profit Sharing | 98% (group performance helps members qualify) | 50–70% (requires agency direct sub-code to qualify on own with each carrier) |
| Shared Market Profit Sharing | 90% (members participate in attributable profit sharing) | 0% (no profit bonus without an agency direct sub-code for each carrier) |
*Business written through Select Markets is subject to a 90/10 commission and profit-sharing split.
Two ways to access carriers
Direct Carrier Access
The agency receives a direct sub-code under eligible CLI Select carrier agreements.
Shared Market Access
Access additional carriers through CLI Select's Select Markets program.
Select Markets + EZLynx
The agency must use EZLynx as its agency management system, connecting to CLI Select's EZLynx environment. This supports policy downloads, commission reconciliation, and monthly commission distribution around the 15th of each month.
Capability comparison
Swipe to see the full comparison
| What Your Agency Needs | Other Networks | CLI Select Agencies |
|---|---|---|
| Agency Strategy | General agency direction | Leadership coaching and strategic planning |
| Technology | Systems and analytics | Direct technology consulting and implementation guidance |
| Claims | General operational support | Dedicated claims expertise and advocacy |
| Risk Management | General protection resources | Consultative national risk-management expertise |
| Human Resources | Legal and operational support | On-demand HR professionals |
| Employee Benefits | Not specifically highlighted | Integrated employee-benefits expertise |
| Financial Services | Not specifically highlighted | Coordinated financial-services resources |
| Peer Community | Team guidance | Peer advisory, mentorship and independent-owner collaboration |
The CLI Select Agencies Difference
Direct access to named leaders and specialist teams who can work alongside your agency, not simply a collection of tools or a general support promise.
Enterprise-Level Depth, Independent Ownership
Keystone Expertise Available to Your Agency
Claims Management
Dedicated claims expertise and advocacy for your agency and your customers.
Risk Management
Consultative national risk-management expertise beyond general protection resources.
Human Resources
On-demand HR professionals, not just legal and operational support.
Employee Benefits
Integrated employee-benefits expertise available to your agency.
Financial Services
Coordinated financial-services resources to support your agency and clients.
Build Without Building Every Department
Keystone gives CLI Select members enterprise-level depth without requiring the agency to hire every specialist, assemble disconnected vendors, or give up its independence.
Why Agents Choose CLI Select
A 2-minute look at what makes CLI Select different
From Heather McDougall and the CLI Select team.
Why Agents Choose CLI Select
A 2-minute look at what makes CLI Select different — from Heather McDougall and the CLI Select team.
Watch the VideoMember Voices
Different Paths. One Stronger Partnership.
Four agency owners. Four reasons they chose CLI Select.
“Making the leap from a captive agent to the independent channel, I didn't know what I didn't know. The depth of knowledge on how to operate an independent agency, access to carriers, strong relationships with carrier reps, and the overall support from CLI are second to none.”
Agency Principal — Arizona
“Having come from another network, I can confidently say the difference is real. CLI has played an important role in our agency's growth, helping us increase carrier access, earn higher carrier compensation, and make better use of our technology.”
Agency Principal — Colorado
“CLI Select has helped us sharpen our vision, strengthen our leadership, and create better structure within our agency.”
Agency Principal — Virginia
“I was a captive agent for two years and have owned an independent agency for the past 15 years. When I made the transition to independence, I interviewed numerous aggregators, networks, clusters, and market access companies. At the time, I chose what I believed offered one of the best contracts and opportunities in the industry. Years later, I learned that some provisions of that agreement could be interpreted differently than I had originally understood. When I ultimately decided to leave, that experience made transparency and contract language extremely important to me in choosing my next partner. That's when I met Dawnyel and CLI Select. She took the time to listen to my concerns, understand what mattered to me, and address those concerns directly in the CLI Select agreement. After 15 years as an independent agency owner and having experienced another network firsthand, I believe CLI Select offers one of the fairest and most transparent agreements in the industry. I know what I was looking for in my next partnership, and I found it with CLI Select.”
Agency Principal — Colorado
Growth Economics
Growth Should Reward the Agent, Not the Network
Some agency networks charge a percentage of the commissions your agency earns. As your agency grows, the amount you pay them grows too. Why should your network receive more simply because your agency succeeds?
Percentage-Based Monthly Fee
The network receives a percentage of your agency's commissions. You earn more. You pay more.
CLI Select Flat Monthly Fee
You pay a predictable monthly membership fee that does not increase with your agency's growth. You earn more. You keep more.
Your growth should build the value of your agency, not increase the percentage you pay.
Built to help you grow
Why join CLI Select?
Elite Network
Connect with top-performing agents across the country and share best practices.
Premium Resources
Access exclusive training, marketing materials, and cutting-edge technology.
Carrier Partnerships
Benefit from strategic relationships with leading insurance carriers nationwide.
Growth Support
Receive personalized guidance to scale your agency and increase profitability.
A simple next step
Let's talk — confidentially.
Explore whether CLI Select is the right fit without pressure to change how you run your business.
STEP 01
Confidential conversation
Start with a private conversation about your agency, priorities, and what you want to build next.
STEP 02
Market & fit review
Together, review the carrier access, resources, and network fit that can support your growth.
STEP 03
Join and keep what you build
Move forward with a network designed to support your agency without taking ownership of its future.
Membership FAQ
Questions independent agents ask
What does CLI Select membership cost?+
CLI Select offers simple, transparent pricing: a $1,000/month flat fee with no scaling costs or surprises.
Do I keep ownership of my agency and book of business?+
Yes. CLI Select does not require a buy-in or equity stake. Members maintain ownership of their agency and book of business while receiving network support.
Do members keep their commissions?+
For direct carrier appointments that roll up under CLI Select's carrier agreements, 100% of commissions go directly to your agency. Select Markets appointments have their own published compensation structure.
Can CLI Select help my agency access more carriers?+
CLI Select provides strategic carrier appointment support, carrier relationship guidance, underwriting support, and access to CLI Select's and Keystone's specialty carrier relationships, including E&S markets.
Are there buy-ins or startup fees?+
No. CLI Select has no buy-in or startup fees, so you can join with zero upfront investment.
What happens if I decide to leave?+
CLI Select offers a simple 90-day termination policy with no exit fees.
Does CLI Select take a percentage of my commissions?+
No. CLI Select charges a flat monthly membership fee that does not increase as your agency grows. Some other networks charge a percentage of the commissions your agency earns, so the more you earn, the more they take. With CLI Select, you earn more and you keep more.
What happens to my book of business if I leave?+
You keep it. CLI Select does not require a buy-in, does not charge a buy-out fee, and there is no fee to retain what you built, should you leave.
Is there a non-compete or restrictive covenant?+
No. CLI Select does not impose a restrictive covenant upon departure.
What is the notice period to leave CLI Select?+
Either party may end the agreement with 90 calendar days' written notice.
Is EZLynx required?+
EZLynx is required for agencies accessing carriers through CLI Select's Select Markets shared-access program. The agency's EZLynx environment connects to CLI Select's EZLynx environment to support policy downloads, commission reconciliation, and monthly commission distribution.
How does profit sharing work?+
For direct carrier appointments where your agency holds its own sub-code, CLI Select members can qualify for up to 98% direct carrier profit sharing, with group performance helping members qualify. For Select Markets shared-access business, members participate in 90% of attributable profit sharing. By comparison, other networks typically offer 50–70% profit sharing when an agency has its own direct sub-code with each carrier, and 0% profit sharing without one.
What is a "Keystone Master Agency"?+
As a Keystone Master Agency, CLI Select offers boutique support with the national leverage of one of the most powerful networks in the country, giving members access to Keystone's specialist teams in claims, risk management, HR, employee benefits, and financial services.
How is commission distributed?+
Commission is distributed monthly. For Select Markets business, CLI Select's Accounting team reconciles commissions through EZLynx and remits payment to your agency around the 15th of each month.
